Risk and Compliance Officer

About the role

The Risk and Compliance Officer will establish, implement and enforce a bank‑wide Compliance Risk Management Framework. The role ensures adherence to legal, regulatory and AML requirements, protecting the bank from money‑laundering and terrorist financing risks.

Key responsibilities

• Ensure compliance with VFT and regulatory policies across regional business centres.
• Implement and monitor the Compliance Monitoring Plan in collaboration with the Senior Compliance Officer.
• Report violations of bank policies, AML and KYC requirements and conduct training for staff.
• Advise on compliance status with regional, local and regulatory directives (BOT, FIU, TRA, labour, etc.).
• Review and report operational non‑compliance issues such as data input errors, abnormal approvals and withdrawals.
• Analyze branch trends to detect anomalies, fraud and other risk incidents.
• Assist the Senior Risk Officer in risk identification, register updates and ongoing monitoring.
• Conduct testing of internal risk and compliance controls, including physical security devices.
• Act as focal point for health and physical security matters within regional centres.

Required profile

• Strong knowledge of the Banking and Financial Institutions Act, BOT regulations, Anti‑Money Laundering Act and related guidelines.
• Experience in monitoring, reporting and training on compliance and AML/KYC matters.
• Ability to analyse operational data, identify risk trends and support fraud investigations.
• Excellent communication skills for delivering training and awareness programs.

Required skills

• Anti‑Money Laundering (AML) compliance
• Know Your Customer (KYC) procedures
• Risk analysis and monitoring
• Compliance monitoring tools
• Fraud detection and reporting