Credit Analyst (Fixed‑Term)

About the role

Join VisionFund’s credit team in Arusha to help identify and manage credit risk for micro‑finance and mortgage portfolios. The role supports the organization’s mission of improving the lives of vulnerable children by ensuring sound financial practices.

Key responsibilities

• Identify and report current and emerging credit risk across branches, products, and cycles, preparing monthly and quarterly summaries.
• Review risk on new products and projects, develop mitigation measures, and contribute to profitability.
• Prepare mortgage documentation, ensure compliance, and support risk avoidance.
• Assist in enhancing the credit risk appetite, communicate risk findings, and investigate poorly performing products.
• Compile and submit BOT and CRB reports, handle customer disputes, and produce vintage, PEP, and daily collection efficiency reports.

Required profile

• Master’s or postgraduate degree in Business Administration, Finance, Risk Management, or related field; Bachelor’s degree in Marketing, Business Administration, Law, Accounting, or Risk Management is also acceptable.
• Very good oral and written English proficiency.
• Strong analytical and reporting abilities.
• At least five years of experience in credit management is an advantage.